Stop Letting Wall Street Cap Your Wealth
Discover how faith-driven investors convert a 401(k) or IRA into tax-advantaged multifamily income – without the penalty.
Retire on Real Estate
Convert your 401(k) or IRA into tax-advantaged multifamily income — without the penalty.
Larry Kite
Founder & CEO
From Idle Retirement Funds to passive income.
Six short chapters written for busy professionals – no jargon, no fluff. Just the strategy faith-aligned investors use to put their money to work in real estate.
The 401(k) Trap
Why "set it and forget it" quietly caps your wealth — and what the market never tells you about fees and control.
Penalty-Free Pathways
Self-directed IRAs, rollovers, and the specific rules that let you move funds into real estate without the tax hit.
Why Multifamily
The math behind combining monthly cash flow, forced appreciation, and a built-in tax shelter in one asset.
The Power of Depreciation
How "paper losses" from cost segregation can protect very real income — the strategy the wealthy quietly rely on.
Underwrite Like an Operator
The conservative assumptions that separate a durable deal from a trap — so you know what you're really buying.
Build a Legacy
Turning income into generational, faith-aligned wealth — and stewarding it well for the people and causes you love.
Written by an operator who's done it - not a guru.
Larry Kite is the founder and CEO of REI Capital Group, a faith-based multifamily investment firm. Since 2007 he’s helped investors build wealth through apartment syndications and value-add commercial real estate.
This book distills what usually takes years to learn into an evening’s read – disciplined underwriting, tax-efficient structuring, and a long-term vision for sustainable wealth, all grounded in stewardship and faith-aligned values.
Larry Kite — Founder & CEO, REI Capital Group
Larry Kite
Founder & CEO
Written by an operator who's done it - not a guru.
Larry Kite is the founder and CEO of REI Capital Group, a faith-based multifamily investment firm. Since 2007 he’s helped investors build wealth through apartment syndications and value-add commercial real estate.
This book distills what usually takes years to learn into an evening’s read – disciplined underwriting, tax-efficient structuring, and a long-term vision for sustainable wealth, all grounded in stewardship and faith-aligned values.
Larry Kite — Founder & CEO, REI Capital Group
Trust, Transparency & Results
"I had 401(k) money sitting still for a decade. This book finally connected the dots on how to put it to work - without a penalty. Wish I'd read it years ago."
Michael R.
W-2 professional, first-time LP
"Clear, honest, and faith-aligned. It reads like a coffee with a friend who happens to own a lot of apartments. The chapter on depreciation alone was worth it."
Denise & Paul T.
Accredited investors
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Faith-based multifamily and commercial real estate investing — building generational wealth through disciplined acquisitions and community-first values.
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